0
Skip to Content
ABCs for XYZs
Home
Blog
About
Kaizerman & Associates
Contact
Subscribe
ABCs for XYZs
Home
Blog
About
Kaizerman & Associates
Contact
Subscribe
Home
Blog
About
Kaizerman & Associates
Contact
Subscribe
Q&A: Unused 529 Money
Q&A, Education Planning, Family Alyx Cox 9/12/23 Q&A, Education Planning, Family Alyx Cox 9/12/23

Q&A: Unused 529 Money

Question: What can I do with unused 529 money?

Short answer: There are currently four options for unused 529 assets: retain, shift, extend, or withdraw.

Long answer: Click to read…

Read More
Q&A: Managing bank accounts following marriage
Q&A, Marriage, Family Alyx Cox 9/27/22 Q&A, Marriage, Family Alyx Cox 9/27/22

Q&A: Managing bank accounts following marriage

Question: What is the best way for newlyweds to manage bank accounts as they transition into married life?

Short answer: The most appropriate approach for managing bank finances varies from couple to couple.

Long answer: Click to read…

Read More
Tax Tip: 2022 Annual Gift Limit
Tax Tip, Income Taxes, Tax Planning, Education Planning, Family Alyx Cox 6/8/22 Tax Tip, Income Taxes, Tax Planning, Education Planning, Family Alyx Cox 6/8/22

Tax Tip: 2022 Annual Gift Limit

Read More
Tax Tip: Tax Records
Tax Tip, Income Taxes, Tax Planning, Education Planning, Family Alyx Cox 4/20/22 Tax Tip, Income Taxes, Tax Planning, Education Planning, Family Alyx Cox 4/20/22

Tax Tip: Tax Records

Read More
Q&A: How do I set better financial goals?
Goal Setting, Q&A, General Financial Planning, Investments, Marriage, Family, Retirement Alyx Cox 11/29/21 Goal Setting, Q&A, General Financial Planning, Investments, Marriage, Family, Retirement Alyx Cox 11/29/21

Q&A: How do I set better financial goals?

Question: How do I set better financial goals?

Short answer: Focus on the 3 S’s in SucceSS: schedule, start, simplify.

Long answer: Click to read…

Read More
Tax Tip: Timing of 529 Distributions
Tax Tip, Income Taxes, Tax Planning, Education Planning, Family Alyx Cox 11/17/21 Tax Tip, Income Taxes, Tax Planning, Education Planning, Family Alyx Cox 11/17/21

Tax Tip: Timing of 529 Distributions

Read More
Top 3: Death of a parent
Top 3, Estate Planning, Family Alyx Cox 10/18/21 Top 3, Estate Planning, Family Alyx Cox 10/18/21

Top 3: Death of a parent

1. Contact trusted professionals, including financial advisor and attorney

2. Compile official documents and records, including copies of the death certificate, will, and Beneficiary Directory®

3. Monitor or forward mail to collect incoming bills and statements

Read More
Q&A: What does a financial advisor do?
Goal Setting, Family, Q&A, General Financial Planning Alyx Cox 9/1/21 Goal Setting, Family, Q&A, General Financial Planning Alyx Cox 9/1/21

Q&A: What does a financial advisor do?

Question: What does a financial advisor do?

Short answer: A financial advisor helps clients achieve financial goals.

Long answer: Click to read…

Read More
Q&A: Financial Advice
Goal Setting, Family, Investments, General Financial Planning, Retirement, Q&A Alyx Cox 7/7/21 Goal Setting, Family, Investments, General Financial Planning, Retirement, Q&A Alyx Cox 7/7/21

Q&A: Financial Advice

Question: What do you think about (insert miscellaneous financial advice) from my dad/friend/influencer/television personality/stranger?

Short answer: It depends.

Long answer: Click to read…

Read More
529 College Savings Plans
Visual Content, Education Planning, Family Alyx Cox 5/28/21 Visual Content, Education Planning, Family Alyx Cox 5/28/21

529 College Savings Plans

Curious about 529 College Savings - review our introduction.

Read More
Q&A: Education Savings
Education Planning, Goal Setting, Family, Investments, Marriage, Q&A Alyx Cox 4/29/21 Education Planning, Goal Setting, Family, Investments, Marriage, Q&A Alyx Cox 4/29/21

Q&A: Education Savings

Question: Should I save for my child’s education if someone else (such as their grandparents) told me they plan to cover the cost?

Short answer: Yes. Save and save on a regular basis.

Long answer: Click to read…

Read More
Top 3: Engagement
Top 3, Goal Setting, Family, Marriage Alyx Cox 3/31/21 Top 3, Goal Setting, Family, Marriage Alyx Cox 3/31/21

Top 3: Engagement

1. Speak openly and honestly about finances

2. Open a joint bank account

3. Create common financial goals, while still making progress with personal goals

Read More
Top 3: Home Purchase
Top 3, Family, General Financial Planning, Goal Setting, Miscellaneous Alyx Cox 2/23/21 Top 3, Family, General Financial Planning, Goal Setting, Miscellaneous Alyx Cox 2/23/21

Top 3: Home Purchase

1. Accumulate savings for a down payment, associated costs/fees, and emergency fund

2. Complete the mortgage pre-approval process

3. Peruse homes patiently

Read More
Top 3: New Baby
Family, Education Planning, Estate Planning, Risk Management, Top 3 Alyx Cox 12/30/20 Family, Education Planning, Estate Planning, Risk Management, Top 3 Alyx Cox 12/30/20

Top 3: New Baby

1. Complete or update Estate Planning

2. Review risk management program

3. Set up 529 college savings plan

Read More

Sign up with your email address to receive news and updates.

Thank you!

Kaizerman & Associates • 182 West Central Street, Suite 200, Natick, MA 01760 • (508) 647-0830

www.kaizerman.com • acox@osaicwealth.com • mkaizerman@osaicwealth.com • mwaclawsky@osaicwealth.com

CHECK THE BACKGROUND OF THIS FINANCIAL PROFESSIONAL ON FINRA'S BROKERCHECK
Osaic Wealth Form CRS

Form ADV Privacy Policy

Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. Additional advisory services offered through Kaizerman & Associates. Osaic Wealth, Inc.is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc.

This communication is strictly intended for individuals residing in the states of California, Florida, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina and Virginia. No offers may be made or accepted from any resident outside the specific state(s) referenced. 

Alyx M. Cox and Meghan F. Waclawsky are investment adviser representatives under Kaizerman & Associates and Osaic Wealth, Inc.. As such, these services are strictly intended for individuals residing in Massachusetts.

Additional investment advisory services, tax preparation, fixed and/or traditional insurance services offered through Kaizerman & Associates, a registered investment advisor not affiliated with Osaic Wealth, Inc.. Mark H. Kaizerman, Alyx M. Cox, and Meghan F. Waclawsky are investment advisers representatives under Kaizerman & Associates and Osaic Wealth, Inc., registered investment advisors offering advisory services in Massachusetts. As such, these investment advisory services are strictly intended for individuals residing in Massachusetts.

IMPORTANT CONSUMER INFORMATION

A broker-dealer "BD", investment adviser "IA", a BD agent of IA representative may only transact business in a state if first registered in that state, or is excluded or exempt from registration in that state as a broker-dealer, investment advisor, BD agent, or IA representative, as appropriate. Follow-up, individualized reponses to persons in a state by such form or individual that involve either affecting or attempting to affect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an application exemption or exclusion.

For information concerning the licensing status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA representative, a consumer should contact his or her state securities law administrator.